Reduce processing costs with surcharging

Compliance-focused programs to save you money and adhere to the proper rules.

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Surcharging simplified

While there has been a lot of debate about surcharges, if properly implemented, are a method for businesses to save money on their processing fees.

Low-cost card processing is crucial for some businesses, so is advocating on behalf of merchants so they can freely operate within their respective markets. The state of surcharges is frequently changing and we work to stay ahead of the curve, providing merchants with industry-advancing products and services revolving around compliance.

When done properly, surcharging can save businesses upwards of 95%, or even more, which can equate to thousands, or even tens of thousands of dollars, in savings.

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Surcharging is a fee imposed upon the cardholder during a credit card transaction that covers the cost to accept the payment method. With state-level rules as well as card brand requirements, the restrictions can add complexity which is why it is important to ensure merchants use a reputable processor.

Convenience fees

Convenience fees are charged regardless of the payment method. There are additional regulations for convenience fees, including the rule that states convenience fees must only be charged on alternative payment channels, plus other requirements.

Cash discount

Cash discount applies a small service fee on all customer transactions. This fee is then removed if the customer chooses to pay with cash. The increase in product/service cost is meant to cover the transaction fee that the merchant pays to accept the electronic payment method.

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